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And last year, the average first-time buyer in London needed a deposit – a deposit – of more than £90,000. And if we fail to take decisive action, the impact will be not just be felt by those who are directly touched by it.And that’s because your home is so much more than just the roof over your head.We have fought bureaucratic inertia and vested interests and we have freed up unprecedented levels of public sector land.We’re providing hundreds of millions of pounds of finance for small and innovative builders to accelerate construction speeds. Yet it is painfully obvious that there remains much, much more to be done.With wages swallowed up by spiralling rents, there’s not even a guarantee that you’ll be free to spend your money on what you choose.Opportunity is increasingly limited not by your own talents but by your ability to make a withdrawal from the Bank of Mum and Dad.

Without affordable, secure, safe housing we risk creating a rootless generation, drifting from one short-term tenancy to the next, never staying long enough to play a real role in their community. Half an hour ago, the official figures were published showing that the number of new homes in England increased by more than 217,000 last year.That represents the highest level of net additions since the depths of the recession, and it’s the first time in almost a decade that the 200,000 milestone has been reached.Nationwide, the average house price is now 8 times the average income. People in their early 30s are half as likely as their parents were to own their home.A third of all men in their 30s are still living with their parents – a stat that will send a shiver down the spine of all mums and dads everywhere!

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Later this morning, the Prime Minister will be in north London meeting with families living in new, high-quality social housing.